Arundhati Nautiyal
UPI has strengthened its dominance in India's digital payments. UPI Digital Payments
In 2025, UPI has captured 83.7% of India's digital payment systems.
It has increased from 79.7% in 2024 to 83.7% in 2025.
UPI has facilitated 185.8 billion transactions during the year 2025.
This represents an increase of 41% year-on-year.
UPI transactions increased to Rs 261 lakh crore from Rs 200 lakh crore in FY 2024.
Digital payments have increased by 35% to 221.9 billion in 2025.
Credit card transactions increased to 4.7 billion in 2025 from 3.5 billion in FY 2024.